SwellPay is a company in the FinTech Industry, concerned with providing innovative and integrated payment solutions for closed communities. The kick-start will be with schools to empower stakeholders to automate and optimize manual payment processes. In schools, our solution will be solving the problem of the kids losing their daily pocket money, or spending the cash in unplanned items. The system consists of a smart bracelet, a reader device, and a mobile application linked with an e-wallet. Kids will be able to purchase items from canteens, buy books from the book fairs, or borrow them from the library, and many other daily purchases just by swiping their own bracelets over the reader device and the amount will be automatically deducted from the e-wallet charged with the parents. The parents can trace, monitor and control their kids daily expenses and the items they purchase and they even can pay for bigger-amount purchases such as parties, school trips, uniforms, and special events.